The requirement of funding is the basic requirement of every entity. Due to this, the role of loans and advances is increasing, in day to day.

Loans and Advances are always uttered in a flow, but have you ever tried to understand their true meanings? Loans refer to a long-term debt provided by a bank and financial institution for a certain period and purpose, these are obligation which needs to be repaid back within the stipulated period in installments. These are debt which may be secured or unsecured, whereas Advances are the credit facility granted against securities, which are provided by the banks to the business to meet short term financial requirement which is repaid within one year.

Loans can be against security like Cash credit and term loans or on the basis of repayments like vehicle loan or some can also be for specific purpose like home loan or renovation loan. Advances can be like letter of credit or supply contract advance.

There are tax and financial planning advantages on taking loans i.e. the interest on business bank loans is tax-deductible as these are treated as business expenses are charged on profit. In addition, this makes it easy for businesses to budget and plan for monthly loan payments and others. Also, principal and interest on house building loans are allowable deduction and exemption under section 24(b) and 80C of Income tax act, 1956.

In recent days with the introduction Goods and Service Tax (GST), accounts has become so complicated moreover doing business in this era along with maintaining all books of accounts and filling of returns. We came across my business persons this days who are not able to run business properly only because of maintaining of accounts have become a problem.

In actual GST is not a problem, but solution to all your problems. We had proved ourselves to many business personals, industrialists, corporates, and many others and as a result they are succeeding. Let us remove the stress and hassle of dealing with all your accounting and taxation problems. We try to keep your tax obligation to the absolute minimum and will definitely give value for money.

To invest is to allocate money in the expectation of some higher benefits in the future. A value investor buys assets that they believe to be undervalued (and sells overvalued ones). To identify undervalued securities, a value investor uses analysis of the financial consultants.

A market report is a kind of report which contains the information regarding the overall market situation of a product of a group of products or service. It reflects the market condition of a product or service in terms of its price, demand, supply, volume of transactions, market structure trend and so on. Market research, which includes social and opinion research, is the systematic gathering and interpretation of information about individuals or organizations using statistical and analytical methods and techniques of the applied social sciences to gain insight or support decision making.

Our experts are well equipped with knowledge and training to evaluate business processes and operations in proper manner. We are concerned about the customers’ issues and complaints and want to know what we can do to fix the problem. Business managers at all levels of an organization, from assistant managers to executives are fully concerned about the report to make enhance business process and operations.

We are providing Life and General Insurance. Investing in life coverage and other assets (i.e. vehicle, property, etc.) from future unforeseen damages or liability of any kind is very common is also a basic necessity of each every person in these days.We make sure that your hard earned earnings are invested in such a manner that not only covers the risk of your money but also secures the highest risk asset (i.e. life).

In the era of GST, where one needs to maintain complete accounting records from purchases to sales, from receipts to payments, from details of stocks inward to outward which is very difficult without the use of computer system with appropriate accounting software. We had efficiently step forward to customize accounting software as per the client needs at a very cheaper cost than those available in the market. We also provide on-site training to accountants to adhere and maintain the installed software to the best of need.

We assess existing Finance systems, define new systems requirements and select appropriate enterprise resource planning (ERP) systems. We design and implement a systems control strategy that supports cost-effective management of operational, financial, and regulatory compliance risk. We design and implement security approaches to protect the integrity of financial information and enforce controls.

A project is a set of interrelated tasks to be executed over a fixed period and within certain cost and other limitations with the objective to define target, planned budget and such that at the end planned benefit achieved. Project Documentation is an important part of project management.

We have the expert team for gap analysis, environmental and economic analysis, and all related feasibility study and finally to arrive at the defining the objective, corporate strategies, marketing techniques of the project for our clients. Our team is dedicated to serve the client to grasp the Opportunities and overcome the Threats, which requires a completely integrated and synchronized approach of identification, decision-making and proper implementation.Moreover, we make assure that the project is set-up and continued successfully which is only possible if it is well planned and executed.

A project is a set of interrelated tasks to be executed over a fixed period and within certain cost and other limitations with the objective to define target, planned budget and such that at the end planned benefit achieved. Project Documentation is an important part of project management.

We have the expert team for gap analysis, environmental and economic analysis, and all related feasibility study and finally to arrive at the defining the objective, corporate strategies, marketing techniques of the project for our clients. Our team is dedicated to serve the client to grasp the Opportunities and overcome the Threats, which requires a completely integrated and synchronized approach of identification, decision-making and proper implementation.Moreover, we make assure that the project is set-up and continued successfully which is only possible if it is well planned and executed.

As the Business grows, it needs cost competitive funds to sustain in the changing environment, take-up the challenges it faces, to accept the Opportunities that comes.

To optimize profitability of the business, it has to follow best suitable Financial Models so that all the stakeholders are benefited. Our Specialists are there to hold up the hands of our clients in the challenging environment of retail, commercial banking, investment and GST. One of the major cost as well as ways of generating revenues is through inventories. First and foremost one needs to chalk out the inventory requirements, the quantity check that needs to be stored, vendor costs, etc. as all of this helps in knowing the requirements of the business and helps avoid stocking excess inventory and deploy the capital elsewhere rather than tying up in the inventory stocks.

Managing a business has containing cost of utmost importance. Also before any project is taken up, it is appropriate to define the objectives to avoid any kind of cost over-runsin predicting the expenses of the business. It is very important to balance the cost of inventory and debts in GST era so that it does not run over your business working capital.

Our business follows effective Cost management process for planning and controlling the budget. We predict impending expenditures to help reduce the chance of going over budget. We employ cost management process for the over-all business models and implement cost management structure for projects to help keep business over-all budget under control.

Permanent Account Number (PAN) is 10 digit alphanumeric numbers which is allotted by the Income Tax department to the person who applies for it. Fourth alphabet in the Pan card donates to which entity this Pan number is been allotted (For example- P-for Individual, F-Firm, etc.)

Our expert team assists in application for new and modification of PAN. Permanent Account Number (PAN) is issued by the Indian Income Tax Department under the supervision of the Central Board for Direct Taxes (CBDT).

Tax Deduction and Collection Account Number(TAN) is a 10 digit alpha numeric number required to be obtained by all persons who are responsible for deducting or collecting tax. Under Section 203A of the Income Tax Act, 1961, it is mandatory to quote Tax Deduction Account Number (TAN) allotted by the Income Tax Department (ITD) on all TDS returns.

Our expert team assists in application for new and modification of TAN. Tax Deduction Account Number (TAN) isissued by the Indian Income Tax Department under the supervision of the Central Board for Direct Taxes (CBDT).

Import Export Code (IEC Code) is a permanent validity document just like aadhar card. Also it is very important license for Importers and Exporters in India. It is a mandatory business license document which is required at the time of import or export of any goods or services.

We provide our expert assistance in application or modification of Import Export (IE) Code. It is issued by the Directorate General of Foreign Trade (DGFT), Ministry of Commerce and Industries, Government of India.